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Advantages
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Earn 2% money again on all eligible purchases.
- Cellular phone safety: rise up to $800 per declare and $1,000 per yr in cellphone safety in opposition to lined theft or harm for telephones listed in your month-to-month cellphone invoice if you pay it along with your eligible bank card. Deductible $50.
- No overseas transaction charge.
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No annual charge.
Disadvantages
- There’s no sign-up bonus on this card.
- Concerning the factors worth: if you happen to redeem factors as money deposited into your SoFi Cash or SoFi Make investments or a Sofi mortgage account, then your factors will redeem at a price of 1 cent per level. When you redeem factors as an announcement credit score into your SoFi Credit score Card account, then your factors will redeem solely at a price of 0.5 cents per level.
Abstract
That is one other 2% money again no annual charge card, just like Citi Double Money (DC) (MasterCard), Constancy Rewards (Visa), and Synchrony PayPal Cashback (Mastercard). This card is exclusive amongst them as a result of it has no FTF, and it has cellphone safety. So if you happen to want these options, this card is an efficient selection!
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